Mike Hammer

June is here and we will now face the vacation period during the summer. Some good news on the insurance front and that is State Farm had an auto rate decrease in May and will soon begin mailing checks for a small refund. This may be an excellent time to schedule a review of your coverage's. As you perhaps know, the insurance market in California is going through major changes with most companies changing price levels and eligibility requirements. We are discussing several options with our policyholders to help navigate this period. Please call us to discuss how we might assist you with making changes. A little information about my career: my career with State Farm began in June of 1973 in Charleston, West Virginia. After three years, I became an Agency Manager in the Ohio Region to help develop the Dayton Market. In 1999 I accepted an agency position in the Bay Area and have located the office in American Canyon, just outside of Napa. June 1st I will start my 53rd year with State Farm and we have witnessed many changes over this period. The changes being made are a constant effort to serve our customers in a more efficient and timely way. Our office focus is on assisting customers with Homeowners, Auto, and Life Insurance needs. In addition, we assist State Farm policyholders moving to Napa, Solano and Marin counties. If you are closing on a loan for purchase or refinancing, we work directly with your lender to simplify the process for you. When not working, my wife Patricia and I enjoy gardening, hiking and spending time with our family. I have also been known to play a round of golf now and then.